Edgardo

Credit Manager | Mortgage Loan Processor | Fraud Analyst

70 ID PROOF
Verified
contact
mark as hired

Overview

Looking for full-time work (8 hours/day)

at $7.47/hour ($1,440.00/month)

Bachelors degree

Last Active

July 7th, 2026 (5 days ago)

Member Since

June 1st, 2024

Profile Description

Hi! I’m a Credit Manager, Mortgage Loan Processor, and Fraud Analyst with over 10 years of hands-on experience helping businesses minimize risk, approve qualified borrowers faster, and protect revenue from fraud.

I understand the common challenges clients face—slow loan processing, high default rates, compliance risks, and fraudulent transactions—and I specialize in creating efficient, accurate, and secure workflows that solve these problems.

If you’re looking for someone who can analyze credit risk, streamline mortgage processing, and detect fraud before it impacts your business, I’m here to help.

Credit Manager

• Conduct credit risk analysis to evaluate borrower financial health and repayment capacity
• Review financial statements, credit reports, and payment history for loan approval decisions
• Set and monitor credit limits to reduce exposure and prevent bad debt
• Develop and implement credit policies and risk management strategies
• Collaborate with sales and finance teams to balance revenue growth and risk control
• Monitor delinquent accounts and initiate collections and recovery strategies
• Generate reports on credit performance, default rates, and portfolio health

Mortgage Loan Processor

• Process end-to-end mortgage loan applications
• Review and verify income documents, assets, credit reports, and employment
• Ensure all loan files meet underwriting and compliance requirements
• Coordinate with borrowers, lenders, underwriters, and agents for smooth transactions
• Prepare and submit complete loan packages for underwriting approval
• Track loan status and follow up on conditions and missing documents
• Maintain accuracy in loan documentation and data entry

Fraud Analyst

• Monitor transactions and accounts for fraudulent activity and suspicious behavior
• Conduct fraud investigations using data analysis and pattern recognition
• Perform KYC (Know Your Customer) and AML compliance checks
• Analyze trends to identify emerging fraud risks and vulnerabilities
• Create fraud reports and recommend preventive controls and security improvements
• Collaborate with internal teams to reduce false positives and improve detection accuracy
• Handle chargebacks, disputes, and fraud case resolution

Why Clients Hire Me

10+ years of experience in credit, mortgage, and fraud analysis
Detail-oriented with strong analytical and problem-solving skills
Proven ability to reduce risk, improve efficiency, and increase approvals
Reliable, communicative, and committed to delivering accurate results on time

Message me and let us work together.

Top Skills

Experience: 5 - 10 years

Experience: 5 - 10 years

Experience: 5 - 10 years

Other Skills

Experience: 5 - 10 years

Experience: 5 - 10 years

Experience: 5 - 10 years

Basic Information

Age
34
Gender
Male
Website
Sign Up with Pro Account to View
Address
Sta Teresita, Batangas
Tests Taken
IQ
Score:  102
DISC
Dominance: 45
Influence: 8
Steadiness: 10
Compliance: 37
English
C2(Advanced/Mastery)
Government ID
Sign Up with Pro Account to View

“My Filipino specialist who is absolutely amazing..go get your OFS today!”

Eden Einav

SEE MORE REAL RESULTS

“They are definitely a valuable part of your business for all kinds of reasons.”

- Steven Rapposelli

Onlinejobs.ph "ID Proof" indicates if "they are who they say they are".

It DOES NOT indicate skill level.

ID Proof scores are 0 - 99 with 99 being the best. It is calculated based on dozens of data points.

It's intended to help employers know who they're talking to is real, and not a fake identity.

Read More »