Iris

Credit Officer

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Overview

Looking for part-time work (6 hours/day)

at $9.26/hour ($1,344.00/month)

Bachelors degree

Last Active

July 8th, 2026 (6 days ago)

Member Since

September 18th, 2021

Profile Description

- Detail-oriented and analytical Credit Underwriter with a strong background in evaluating creditworthiness, assessing risk, and ensuring sound lending decisions. - Skilled in analyzing financial statements, reviewing credit reports, and applying lending policies to safeguard portfolio quality. Adapt at balancing risk management with customer relationship needs, ensuring regulatory compliance, and meeting turnaround times in high-volume environments.
- Recognized for accuracy, sound judgment, and the ability to translate complex financial data into clear recommendations.
- Committed to maintaining the highest standards of integrity, confidentiality, and professionalism.

CORE COMPETENCIES
- Credit analysis and risk assessment loan underwriting and documentation review, financial statement and ratio analysis.
- Regulatory compliance and policy adherence decision-making and problem-solving.
- Attention to detail and data accuracy.
-With deep understanding of Credit Mortgage Loans.
- 20 years dedicated in credit function ; 17 years of which is with mortgage
loans.
- Flexible and can perform other task needed within agreed TAT not compromising the quality and standard of work.
- Determined, persistent and reliable