I am an experienced Merchant Cash Advance (MCA) Underwriter with a strong background in evaluating business performance, cash flow, and risk exposure. I specialize in analyzing bank statements, identifying revenue trends, and structuring deals that align with both lender guidelines and merchant capacity.
I have hands-on experience working with multiple lenders and funding partners, assessing deals with stacked positions, high remits, and complex financial scenarios. I am highly familiar with underwriting metrics such as average daily balance (ADB), monthly revenue consistency, seasonality, and payment history.
I am detail-oriented, efficient, and comfortable working in fast-paced environments with high deal volume. I can also assist with borrower communication, document collection, and condition clearing.
Experience Highlights:
-Reviewed hundreds of MCA deals across various industries
-Evaluated high-risk files with multiple positions and high remits
-Adjusted offers based on real-time cash flow and MTD performance
-Worked closely with underwriters, ISOs, and lenders to push deals to funding
-Experienced in handling both ACH and split deals
Tools & Platforms:
-Salesforce
-Pipedrive
-Centrex
-Google Drive
-DocuSign
-Plaid / Finicity
-DecisionLogic
Experience: 2 - 5 years
Experience: 2 - 5 years
Experience: 2 - 5 years
Experience: 2 - 5 years
Experience: Less than 6 months
“It definitely helped transform my business and take a significant load off for me.”
Samori Coles
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