Herschelle

MCA Underwriter

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Overview

Looking for full-time work (8 hours/day)

at $12.40/hour ($2,363.65/month)

Bachelors degree

Last Active

June 11th, 2026 (3 days ago)

Member Since

April 9th, 2020

Profile Description

I am an experienced Merchant Cash Advance (MCA) Underwriter with a strong background in evaluating business performance, cash flow, and risk exposure. I specialize in analyzing bank statements, identifying revenue trends, and structuring deals that align with both lender guidelines and merchant capacity.

I have hands-on experience working with multiple lenders and funding partners, assessing deals with stacked positions, high remits, and complex financial scenarios. I am highly familiar with underwriting metrics such as average daily balance (ADB), monthly revenue consistency, seasonality, and payment history.

I am detail-oriented, efficient, and comfortable working in fast-paced environments with high deal volume. I can also assist with borrower communication, document collection, and condition clearing.

Experience Highlights:
-Reviewed hundreds of MCA deals across various industries
-Evaluated high-risk files with multiple positions and high remits
-Adjusted offers based on real-time cash flow and MTD performance
-Worked closely with underwriters, ISOs, and lenders to push deals to funding
-Experienced in handling both ACH and split deals

Tools & Platforms:
-Salesforce
-Pipedrive
-Centrex
-Google Drive
-DocuSign
-Plaid / Finicity
-DecisionLogic

Top Skills

Experience: 2 - 5 years

Experience: 2 - 5 years

Experience: 2 - 5 years

Other Skills

Experience: 2 - 5 years

Experience: Less than 6 months

Basic Information

Age
33
Gender
Female
Website
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Address
Lambunao, Iloilo
Tests Taken
IQ
Score:  123
DISC
Dominance: 27
Influence: 8
Steadiness: 38
Compliance: 27
English
C2(Advanced/Mastery)
Government ID
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