Mortgage Loan Processor

Overview

Looking for full-time work (8 hours/day)

at $12.50/hour ($2,200.00/month)

Associates degree

Last Active

April 27th, 2024 (yesterday)

Member Since

October 2nd, 2019

Profile Description

Skills and Competencies: • Led a team of 20 FTEs in conducting pre-underwrite reviews and pre-close reviews for various
types of Mortgage Loans (QM Loans).
• Conducted initial underwriting and decision-making for conventional agency Refinance loans
(FNMA & FHLMC).
• Reviewed loan applications to determine approval, suspension, decline, or counter-offer. •
Ensured compliance with AUS requirements and company policy by reviewing loan files. •
Verified customer liabilities and assessed possible fraud alerts through credit report analysis.
• Proficient in financial analysis, including income and debt ratio calculations, asset verification,
collateral and credit review.
• Skilled in using loan processing systems such as Salesforce, AOL, Mercury, and
CRMs. • Proficient in Microsoft Office Applications (e.g., MS Word, Excel).
• Demonstrated excellent oral and written communication skills.
• Focused, passionate, and dedicated to delivering high-quality work.
• Quick learner with a strong desire for continuous learning.
• Meticulous attention to detail.
• Maintains a positive attitude.
• Ability to work collaboratively within a team environment.
• Verified income and employment, reviewed debt-to-income ratio, confirmed down payment and
savings account information.
• Ensured accurate submission of all paperwork based on current underwriting
guidelines. • Conducted credit history investigations and ordered appraisals.
• Analyzed incomes of various types of borrowers, including W-2 wage earners, pensioners,
Trust K-1, and rental income, including FHA and VA loans.