John

Virtual Assistant

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Overview

Looking for full-time work (8 hours/day)

at $9.21/hour ($1,776.00/month)

Bachelors degree

Last Active

July 6th, 2026 (2 days ago)

Member Since

September 14th, 2018

Profile Description

Detail-oriented and results-driven Credit Repair Specialist with over 2 years of hands-on experience in credit repair, dispute processing, and funding preparation. Experienced in handling credit repair cases from start to finish, including credit analysis, dispute strategies, client communication, and directly calling all 3 credit bureaus — Experian, Equifax, and TransUnion — to resolve inaccurate accounts, request hard inquiry removals, follow up on disputes, and escalate issues when needed.

Strong knowledge of the credit repair industry and familiar with the process, systems, and strategies needed to help clients improve their credit profiles efficiently. Skilled in handling multiple cases while maintaining compliance with FCRA guidelines and ensuring accurate documentation.

Key Responsibilities & Expertise:

* Directly call Experian, Equifax, and TransUnion to dispute inaccurate accounts, request hard inquiry removals, and follow up on pending investigations
* Communicate with clients regarding required documents, IDs, and supporting credentials
* Analyze credit reports to identify inaccurate, outdated, duplicate, and negative items
* Prepare and send dispute letters in compliance with FCRA guidelines using DisputeFox and CRC
* File FTC (Federal Trade Commission) reports for fraud and identity theft-related accounts
* Monitor dispute timelines, status updates, and bureau responses
* Track utilization and identify opportunities for score improvement
* Maintain organized and updated client records
* Assist clients preparing for personal funding by helping optimize their credit profiles

If the main goal of credit repair is to prepare for funding, I also know strategies that may help expedite parts of the process since normal dispute cycles usually take 30+ days before results reflect on the report. If interested, feel free to message me so we can discuss the best approach for your file.

You can reach me at my WhatsApp ---------- .

Top Skills

Experience: Less than 6 months

I can help analyze credit reports, prepare dispute letters, track disputes, and monitor credit utilization across Experian, Equifax, and TransUnion.

Experience: 5 - 10 years

Experience: 5 - 10 years

Other Skills

Experience: 5 - 10 years

Experience: 5 - 10 years

Experience: Less than 6 months

Experience: 5 - 10 years

Experience: Less than 6 months

Basic Information

Age
30
Gender
Male
Website
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Address
STA. CRUZ, LAGUNA
Tests Taken
IQ
Score:  125
Government ID
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