Senior Loan Processor / Credit Assessor

FINR Advisory is a boutique Finance and Real Estate Advisory firm offering Finance Broking and Buyer's Advocacy services to property investors that are looking to grow their portfolios or developers looking for their next development deal.

We are looking for a skilled Senior Loan Processor / Credit Assessor to join our growing team based out of Melbourne, Victoria, Australia. Working alongside the Broker, Para-broker and the extended team, the main focus for this role will be to conduct credit assessments on a potential client’s personal and financial situation.

**Please don't apply if you have less than 3 years of experience in the Australian Mortgage Industry**

The Role
• Reviewing client Fact find and supporting information to complete preliminary assessments. Assessments include lender policy research, borrowing capacity (serviceability) and funding position assessments.
• Completing lender serviceability, postcode and lender mortgage insurance calculators
• Liaising with Lenders and their Credit Assessors, Business Development Managers to discuss lending policy, loan scenarios and loan structuring.
• Preparing product comparison reports and making lender recommendations based on the assessment of the customer’s financial situation.
• Assisting the Finance Broker to ensure that all compliance requirements are met
• Completing lender pricing approvals, client credit checks and ordering valuations
• Loan processing which includes data input into Aggregator CRM – Mercury and ApplyOnline, Lender document collection and packaging for submission
• Actively managing client relationships, collecting additional supporting documentation, and providing loan status updates.
• Manage conditionally approved applications and address lender information requests.
• Communicate with key stakeholders including lenders, real estate agents, solicitors and accountants.

About you
• Minimum 3 years experience in the Australian mortgage broking/banking industry as a credit assessor/analyst or loan processor
• Experience with the Connective Mercury Platform and ApplyOnline is desirable but not essential.
• Experience with the CRM Broker Engine or Sales Trekker is desirable but not essential.
• CERT IV in Finance and Mortgage broking is desirable but not essential (training and certification offered)
• High attention to detail and extremely organized
• Great at managing workload and prioritising tasks where necessary to meet deadlines.
• Excellent English comprehension and fluency with good attention to grammar and spelling Can-do attitude with the ability to work autonomously in a fast-paced environment
• Be willing to work collaboratively and be driven as a team player

Home office requirements:
• Reliable, high speed internet connection (10MB or greater)
• Secondary backup internet connection (hotspot or comparable)
• Reliable and up to date personal computer with minimum 8GB RAUpgrade to see actual infomory capacity to run various programs and applications.

Compensation:
• Php 60,000.00 – Php 80,000.00 (Depending on experience and skill set).
• Rewarding Team bonus shared equally amongst all staff (local/offshore)
• Paid Philippine Regular Holidays
• Strong Career Growth opportunities
• New hires will go through a 90-day probationary evaluation period.

APPLICATION REQUIREMENTS:
**please follow the steps properly or your application will be automatically declined**

To submit your application for the job, please complete all of the following steps and respond to the job add or send an email to Upgrade to see actual info with the subject line "Senior Loan Processor/Credit Assessor Application"

1. Please create a 2-3 minute audio recording or video of yourself looking at the camera, and explaining why you would be a good fit for this position and why you are the best candidate. Then send me a link to the audio or video.
2. Perform an Internet speed test at Upgrade to see actual info/ by clicking the “start” button in the middle of their homepage. After completion of the test, take a screenshot of your results and email me this picture in jpeg format.
3. Send me the link to your onlinejobs.ph profile along with your CV.

The application process is designed to ensure you follow directions and pay attention to detail.

Looking forward to meeting you!