Full Time
Php45,000.00 - Php55,000.00 per month
8
Apr 23, 2024
Job Qualifications:
Minimum of 3 year Australian Mortgage Loan Processing experience is required
Previous experience working on any of the following tools is an advantage: Apply Online, Podium, Mercury, Symmetry Flex, or Sales Trekker
Job Responsibilities:
Currently leads Home Loan and Commercial loans processing team.
Processes pre-credit stage of loan.
Broker and mortgage company accreditations.
Loan Assessment
Assess loan applications from Business Partners using experience and knowledge to structure deals, balancing lending guidelines to protect lending portfolio plus meeting targets to write sound profitable business
Provide alternate options to Business Partners to ensure approvals are maximized
Compile complex financial analysis for self-employed and business proposals
Be the main reference point for the Business Partners and Business Development Managers for assessing and discussing loan applications and enquiries
Assess, recommend, and approve loan applications without being able to interview the borrower directly
To be sales and credit oriented to meet and exceed budgeted targets and profitable growth of the lending portfolio
Actively follow up pre-approved home loans to full approval and settlement
Use knowledge and judgment to encourage third party groups to meet approval conditions to ensure loan applications follow through to settlement
Report any loans that may be considered fraudulent
Provide effective communication to Business Partners, Lending Team, and other key stakeholders
Conduct employment and accountant verification
Request, validate, and mitigate risks on valuation reports