Xero Virtual Bookkeeper | Bank Reconciliation | Financial Reports | AU/NZ/UK/US

Advanced Xero user backed by Certified L1 (93%), L2 (100%), L3 Specialist (88%), Payroll Specialist (95%) and Migration Specialist credentials — all completed in 2026. Strong grasp of bank reconciliation, invoicing, chart of accounts, conversion balances, and the Conversion Toolbox for client migrations. Combining 9 years of general bookkeeping experience with focused, fast-track Xero mastery — a quick learner who takes accuracy seriously.

9 years of full-cycle bookkeeping across banking, maritime, hospitality, and government sectors. Xero L1, L2, L3 Certified Specialist , Payroll Specialist and Xero Migration Specialist.

9 years preparing financial statements and management reports — Profit & Loss, Balance Sheet, Cash Flow, AR/AP aging, and operating expense breakdowns across multiple industries. Skilled at translating raw numbers into clear, actionable insights for business owners — net profit margins, cash position, and month-end close summaries. Portfolio includes monthly report packs for e-commerce and short-term rental businesses.

3 years of payroll experience including processing semi-monthly payroll summaries and handling monthly statutory remittances — SSS, Pag-IBIG, and PhilHealth — at a hospitality company. Comfortable with payroll computations, deductions, and compliance reporting. Building Philippine and AU payroll skills (PAYG, Superannuation) within Xero.

Advanced spreadsheet skills built over 9 years of bookkeeping — SUMIF, COUNTIF, VLOOKUP, XLOOKUP, INDEX-MATCH, pivot tables, and payroll computation formulas. Used extensively for bank reconciliation, financial reports, and management dashboards before transitioning to cloud accounting platforms.

9 years of hands-on bank reconciliation across banking, maritime, hospitality, and government sectors — including manual reconciliation using Excel, physical passbooks, and paper bank statements before cloud accounting became standard. This old-school foundation means I deeply understand where discrepancies come from and how to trace them, not just match auto-suggestions. Now applying that same rigor in Xero and QuickBooks for fast, accurate, audit-ready reconciliations.

Fluent in written and spoken English, used daily for client communication, financial reporting, and professional correspondence across 9 years in banking, maritime, hospitality, and government accounting

2 years of accounts receivable experience, including managing collections and preparing weekly outstanding receivables reports for management review at an international shipping company. Skilled in invoice preparation for import/export transactions, tracking customer balances, following up on overdue accounts, and maintaining accurate AR aging reports. Comfortable applying these same processes in Xero and QuickBooks for timely, organized receivables management.

Certified QuickBooks Online ProAdvisor (87%, May 2026). Familiar with the QBO interface, chart of accounts, and core bookkeeping workflows. Primary focus is Xero, but able to support QBO clients as needed.

2 years of hands-on accounts payable experience — verifying supplier invoices, processing check payments, managing petty cash funds and cash advance disbursements (including seafarer disbursements at a maritime company), and ensuring proper documentation for every transaction. Experienced in vendor record maintenance, payment scheduling, and month-end AP reconciliation. Now applying these same controls in Xero and QuickBooks for clean, audit-ready payables.