Loan Processor/Mortgage Loan Processor/Finance @ Management Staff

Overview

Looking for full-time work (8 hours/day)

at $2.84/hour ($500.00/month)

College Graduate

Last Active

January 5th, 2015 (3628 days ago)

Member Since

January 2nd, 2015

Profile Description

A driven financed professional with demonstrated track of record of maximizing customer service opportunity and consistently exceeding performance goals. Demonstrated ability to handle highly confidential personal and financed information in a sensitive manner. Accomplished in identifying and capturing opportunity to accelerate expansion and improve profit contribution. Adept at working in fast paved environment, employing strong organizational skills with attention to details.
Professional Synopsis:
* Strong Written and Oral Communication Skills
* Ability to work within a team or even as a team leader
* 5 years exposure on Bank Operations(Simultaneous): Loans(3 years) and Cash
operations(Cash Transfer) and accounting, Clearing (PCHC), ATM Replenishment(2
years)
* Ability to interact with varied customers, solving their queries
* Customer care management across banking, loan and insurance
? Computer Literate and a Self-Starter
Professional Background:
LOAN SPECIALIST-ONE NETWORK BANK INCORPORATED-San Francisco Branch( resigned June 15, 2014)
RESPONSIBILITIES:
? One of the Top Loan Specialist handling biggest branch in terms of
Loan Portfolio, Accredited Branch Specialist (BLS), Certified One
Business Loan Specialist (OBLS)
?Meet with applicants to obtain loan application and to answer questions
about the process, approval loans with specific limits, and refer to
loan applications outside those limits to management approval.
? Contact the client after to reviewing the information (provided by
the sales tema) to discuss their personal needs in order to provide
them with a loan that best suits for them.
?Run and review credit history, income, length of employment and
seasoning of home.
?Receive incoming calls from mainline and input the data to create an
application.
?Completed three In-House “Principles of Banking Course”
? Review and analyze loan transaction packages for preliminary approval
or denial in accordance with bank guidelines.
? Assemble all required documentation for processing and underwriting
on each transactions, and prepare and present all related deal points
to loan committee when required.
TELLER-ONE NETWORK BANK INCORPORATED-San Francisco Branch
RESPONSIBILITIES:
? Receive, cash count the money and validate
? Process Cash withdrawals
? balance currency, cash and checks in the cash drawers.
NEW ACCOUNTS-ONE NETWORK BANK INCORPORATED-San Francisco Branch
RESPONSIBILITIES:
? Answer customers questions and explains available services such
deposits accounts and other bank transactions
? refers customers to appropriate bank personnels in order to meet
their
financial needs
? informs customers of procedures
for applying for services such as
ATM Cards, direct deposit checks and certificate of time deposits
? Obtain credit records from reporting agencies.
ACCOUNTING RELIEVER-ONE NETWORK BANK INCORPORATED-San Francisco Branch
RESPONSIBILITIES:
?prepare journal entries
?complete general ledger operations
?monthly closings and preparation of monthly financial statements
?reconcile and maintain balance sheet accounts
?draw up monthly financial reports
?prepare analysis of accounts as requested
?assist with year end closings
?administer accounts receivable and accounts payable
?prepare tax computations and returns
?assist in preparing budgets and forecasts
?assist with payroll administration
?monitor and resolve bank issues including fee anomalies and check differences
?account/bank reconciliations
?review and process expense reports
?assist with preparation and coordination of the audit process
?assist with implementing and maintaining internal financial controls and procedures
CLEARING SPECIALIST (PCHC CHECKS)-ONE NETWORK BANK INCORPORATED-San Francisco Branch
Responsibilities:
?Responsible for downloading the Electronic Data Files from PCHC
?balances inward clearing items received from PCHC against Due from BSP account and
verifies regional checks for clearing against incoming Total Report from PCHC
?Picks up clearing items from PCHC/BSP and Authorized PCHC courier and prepares SRT
for A.M. incoming returns received from PCHC.
?Balancing and encoding of checks forwarded by the branches for PCHC Clearing
?Capturing and uploading check data to PCHC via ECCS (electronic check clearing
system) within cut-off time.
?Reconciliation and settlement of unmatched outward items.
?Responsible for check and signature verification.
PREVIOUS EMPLOYMENT
ADMINSTRATIVE CLERK-Department of Science & Technology, Regional Office, Butuan City (November 1, 2008- March 31, 2009)
Responsibilities:
?Compiles and maintain records of business transactions and office activities of
establishment, performing variety of following or similar clerical duties and
utilizing knowledge of systems or procedures: Copies data and compiles records
and reports
?Tabulates and post data in record books
? Computes wages, taxes, premiums and payments
?Record orders for merchandise and services
GREEN BANK OF CARAGA INC. (NOW KNOWN AS EASTWEST RURAL BANK)-BUTUAN CITY(May 15, 2008 to October 31, 2008)
NEW ACCOUNTS/TELLER
Responsibilities:
? Receive, cash count the money and validate
? Process Cash withdrawals
? balance currency, cash and checks in the cash drawers
? Answer customers questions and explains available services such
deposits
accounts and other bank transaction
? refer customers to appropriate bank personnels in order to meet their financial
need
?inform customers of procedures for applying for services such as ATM cards, direct
deposit checks and certificate of time deposit
TRAININGS ATTENDED
TOPICS
DATE
PLACE
AMLA
January 23, 2013
ONB-San Francisco Branch
Tellering Orientation
December 2012
ONB-san Francisco Branch
Business Loans & Credit
October 2011
ONB-Head Office, Davao City
Analysis Training
Fixed Loans Training
September 2011
ONB-Head Office, Davao City
Spiritual & Career
Every year
Selected Retreat Centers
Enhancement Training
CHARACTER REFERENCES:
Aldwin L. Bande
Manager,One Network Bank Inc.-Ozamiz Branch (Mentor during his time as Branch
Operations Officer at ONB-San Francisco Branch)
Contact # 09088198970
Dyan Grace Joy C. Omamalin
Branch Operations Officer,One Network Bank Inc.-Langihan-Butuan Branch
Contact # 09088973191
Mary Jumely A. Galo
Branch Operations Officer,One Network Bank Inc.-Trento Branch
Contact # 09209170599
Chrysler Dan A. Ganotisi
Teller,Development Bank of the Philippines.-Butuan Branch
Contact # (085) 815 6036 or (085) 341 5150
Karen Kipsi A. Pendatun
Asset Manager,Development Bank of the Philippines.-Makati Branch
Contact # (632) 818 9511 to 20/ 818 9611 to 20
Danilo A. Gumboc
Teller,Land Bank of the Philippines.-San Francisco Branch
Contact # (085) 343 9376/ 242 3430/ 839 0365/343 8473
Julie S. Berame
Teacher,Rainbow Of Angels,218 Montilla, Boulevard, Butuan City
Contact # 09293950188
EDUCATION
Mindanao State University-Main Campus, Marawi City
Bachelor of Science in Business Administration Major in ECONOMICS, April 2008
Under Graduate Units: Bachelor of Science in Education, MSU-Main Campus
Honors/Awards:
Outstanding On the Job Trainees of the year 2008
Debating Team 2007-2008
!st placer (Consistent) Writer- College of Business Administration 2006-2008
2nd Placer Extemporaneous Speaking- College of Business Administration, 2007-2008
3rd Placer, Writer of the Year, University Wide
Writer University Publication, VARSITARIAN
Writer Weekly Edition, “MSU Today”
President, Bae A Labi Council, 2007-2008
Secretary, Junior Economist Society2005-2008
Councilor, College of Business Administration, 2007-2008
SECONDARY
Agusan del Sur
National High School, san Francisco, Agusan Del Sur
Honors/Awards:
4th Honorable Mention
Scientist of the Year
Orator of the Year
Debater of the Year
Taxonomist of the Year
Essayist of the Year
6th Placer, Feature writing, National Level
Representative, Student Body Organization
Editor, LANTAO, Schools Publication (Filipino), 2003
Contributor, THE BURNING PEN
Schools Publication (English), 2002-2004