Australian Mortgage Loan Processor

Are you looking for a Career in Finance?
Looking for security with the ability to flourish?
Would you like to be a part of a fast growing team where you are valued?
Can you see yourself working as a part of a team whose Mission is to help our clients, staff, stakeholders and community grow in ways that support their best self.
We are looking for exceptional applicants who value making a difference.

For the right applicant there is the ability to advance to become a Para Broker

Your journey will start as a Loan Processor to understand the loan process in its entirety and how we implement best practice at Key Choice Lending. You will be supported by the team you are working with and have ongoing training to enhance your skills.

Your competency is based upon adherence to KPI's which are centered on accuracy, efficiency and attitude.

YOUR RESPONSIBILITIES INCLUDE BUT ARE NOT LIMITED TO:
- End-to-end loan processing
- Data Entry into CRM (experience in Mercury is a plus) and ApplyOnline
- Preparing Application Forms for clients to sign
- Reviewing provided supporting documents and comparing it with the bank's checklist to confirm we have everything required for submission
- Complete Serviceability
- Capable of doing Bank Statement Analysis (knowledge with cash deck is a bonus)
- Interpret Self Employed financials
- Order Valuation
- Liaise with bank broker support, bank's relationship manager, real estate agent, conveyancer/solicitor, accountant, financial planner

ABOUT YOU:
- Have relevant experience in the Australian Mortgage Industry or have worked with an Australian Broker before.
- You will have demonstrated excellence in the finance industry, qualifications in Finance and Banking or transferable skills.
- You will have excellence in English and have a clear English speaking voice.
- You will have a high level of computer literacy and experience.
- A high level of IQ and EQ.
- You need to have demonstrated excellence in a field whose skills are transferable.
- A reliable PC and internet connection.
- Your attention to detail needs to be high as this can be the difference between a successful or unsuccessful client outcome.
- You must be ethical and genuine.
- You must be available 9am - 5 pm AEST
- The most highly regarded attributes from candidates include a wonderful attitude, desire to advance in your career and honesty.
- A desire to reach achievable goals personally, for clients and the team wellbeing.
- Capable of working independently

YOU MUST NOT:
- Be unable to communicate effectively in English
- Have an accent that makes deciphering your language difficult.
- Be unable to have honest conversations.
- Have a criminal record.
- Have personal circumstances that will encroach on your ability to deliver on your KPI’s
- Be unable to provide references.
- We have zero tolerance for dishonesty or deception.

BENEFITS:
- Full time casual 40 hours per week
- Salary is negotiable depending on experience.
- Salary will be above award wage in your country and growing as your experience develops.
- There are financial rewards for achieving targets.

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OUR COMPANY

ORIGINS
Key Choice Lending, established in 2001 by founder Matthew Clark began as a Mortgage Broking offering in a fledgling industry. Since that time the percentage of broker originated transactions has increased to nearly 70% market share in part due to the service and ability for the clients to receive advice on the loan and structure in their best interests from a large suite of lenders.

With increasing regulation the industry has become highly compliance focussed and significantly more challenging for brokers to produce great outcomes for all the stakeholders in the transaction.

Key Choice Lending has over 1200 satisfied clients, 765M in settled loans, its own Credit Licence and prides itself on supporting its staff to be their best, believing this with continuous improvement to be the path for a thriving and happy working environment.

Key Choice Lending has a clear growth strategy and will be increasing its presence in the Commercial lending space.

OUR TEAM
Consists currently of 4 permanent staff and will grow to 30 in the next 24 months. We have created the infrastructure to nurture the best talent worldwide and our focus on sustainable growth will be inclusive to all those we work with, internally and externally.

WE HELP
We provide custom strategies for Ambitious Australians to grow through Property and Business. 95% of our business is in the residential mortgage space. We are currently pivoting to increase the percentage of business lending we handle.

OUR CULTURE
We have a very supportive culture with honesty and accountability rewarded. We have a weekly 20 minute fun online game time that the boss is yet to win, incentive based travel rewards (this year a trip to Queensland for a conference), twice daily meetings to check in on how we are tracking. We support our team growing to be their best selves.

OUR PURPOSE - The North Star
To empower ambitious business owners with the insight they need to achieve their goals.

OUR VISION
To be the employer of choice for strategic-minded people who want to grow and help Australian business owners. We are regarded as the superior option to direct private banking and specialise in finance for Professional Services and individuals looking to transform opportunities to commercial success stories.

OUR MISSION STATEMENT
To bring ongoing and tangible benefits to our clients, staff, all stakeholders and community. We look to grow our contribution in a measurable way. We do this by always asking: How can we add the most value to….?
To write 300M in finance for the ---------- financial year.

VALUES
Our elite team collaborates and provides personalised strategic advice and is consistently adding value to our select clients over the life of our engagement.

Our focus on continuous education and training ensures our clients receive relevant and customized solutions in the most time-efficient way. Our professionalism is obvious to our clients and stakeholders.

Our staff members are mentored and educated through our Peak Performance academy to become outstanding in their position and see the impact of their actions.

We earn the admiration of all those in the financial services industry. And the business community as a whole.

Our company is predicated on healthy and balanced work practices, honest communication and accountability.

What we do, we do really, really well and with laser focus.

We review all areas of our business through the lens of continuous improvement or Kaizen

We make a difference to the disadvantaged or under-resourced sectors of our community through donating time, resources and much-needed financial support.

We treat people as we would like to be treated. With genuine conversations, mutual respect and transparency, the shared experience is beneficial for all parties, with your team working together for your best interests. Connection and trust deepen as we assist our clients to continually grow. Whilst we take our role seriously, being prepared and informed allows us to have some fun along the way.


HOW TO APPLY
This role has an IMMEDIATE start date.

The first step of the application process is to send us the following:
- Your Resume
- An audio recording of up to 1 minute to support your application
- Your Application Subject MUST BE: Job Title - Name

Second step - we will reach out within the next 2 weeks if you have passed our initial screening and we would like to invite you to the next stage of the selection process.

Third Step - if you passed the first two steps, you will progress to the interview stage.

Please do not contact us outside of this process.

Warmest Regards,
Key Choice Lending Team