Trainee Mortgage Broker

Are you looking for a Career in Finance?
Looking for security with the ability to flourish?
Would you like to be a part of a fast growing team where you are valued?
How about having your schooling paid for whilst you work?

For highly successful brokers there may be the opportunity to be sponsored to come to Australia under a skilled working ---------- n you see yourself working as a part of a team whose Mission is to help our clients, staff, stakeholders and community grow in ways that support their best self?

This role involves 3 years of training to become a full time Mortgage Broker where you will nurture client and Key Partner relationships, and provide advice to clients. We are looking for exceptional applicants who value making a difference. You will grow with the role, moving through Loan Processing, ParaBroking and then stepping into Mortgage Broking whilst studying to complete your Diploma in Finance (Mortgage Broking).

Loan Processing - start point .
Your journey will start as a Loan Processor to understand the loan process in its entirety and how we implement best practice at Key Choice Lending. You will be supported by the team you are working with and have ongoing training to enhance your skills.

Once you have achieved competency based upon adherence to KPI's which are centered on accuracy, efficiency and attitude you will take the next step to be trained as a...

Parabroker -
You will learn the research side of the business. You will sit in on client meetings and work closely with the broker to understand the client needs. You will be trained in finding lending solutions that are in the best interest of the client. You will then work providing recommended solutions to the broker. This will require you to learn banking products and form good relationships with the bank contacts. Once you have achieved competency based upon adherence to KPI's which are centered on accuracy, efficiency and attitude you will take the next step to be trained as a...

Mortgage Broker
You will have ongoing training to continuously evolve to be your ---------- cation in all things residential lending will be provided.
We are looking to produce excellence in finance knowledge, relationship building and the ability to educate our clients on why we are providing the advice we do and clearly articulate what is in the best interests of our clients.
There are also additional career advancement pathways.
We look for our brokers to be consistently able to represent the values shown in our Mission.

About you
You will have demonstrated excellence in the finance industry, qualifications in Finance and Banking or transferable skills. You will have excellence in English and have a clear English speaking voice.
You will have a high level of computer literacy, experience in relationship and team building and an ability to educate and communicate at the highest level.
A high level of IQ and EQ.
You need to have demonstrated excellence in a field whose skills are transferable.
A reliable PC and internet connection.
Your attention to detail needs to be high as this can be the difference between a successful or unsuccessful client outcome.
You must be ethical and genuine.
You must be available 9am - 5 pm AEST
The most highly regarded attributes from candidates include a wonderful attitude, desire to advance in your career and honesty.
A desire to reach achievable goals personally, for clients and the team wellbeing.

You must not…
Be unable to communicate effectively in English
Have an accent that makes deciphering your language difficult.
Be unable to have honest conversations.
Have a criminal record.
Have personal circumstances that will encroach on your ability to deliver on your KPI’s
Be unable to provide references.
We have zero tolerance for dishonesty or deception.

The benefits
Full time 40 hours per week
Salary is negotiable depending on experience.
Salary will be above award wage in your country and growing as your experience develops.
There are 20 paid holidays per year, 13 are the Victorian Public Holidays and 7 are at your convenience.
Paid phone (Zoom)
Paid software
Your Certificate IV in Finance (Mortgage Broking) will be paid for.
Your Diploma in Finance (Mortgage Broking) will be paid for.
You will be part of a team of peers, have access to ongoing support and online training.
There are financial rewards for achieving targets.


Our Company
Origins-
Key Choice Lending, established in 2001 by founder Matthew Clark began as a Mortgage Broking offering in a fledgling industry. Since that time the percentage of broker originated transactions has increased to nearly 70% market share in part due to the service and ability for the clients to receive advice on the loan and structure in their best interests from a large suite of lenders.
With increasing regulation the industry has become highly compliance focussed and significantly more challenging for brokers to produce great outcomes for all the stakeholders in the transaction.
Key Choice Lending has over 1200 satisfied clients, 765M in settled loans, its own Credit Licence and prides itself on supporting its staff to be their best, believing this with continuous improvement to be the path for a thriving and happy working environment.
Key Choice Lending has a clear growth strategy and will be increasing its presence in the Commercial lending space.

Our Team -
Consists currently of 5 permanent staff and will grow to 30 in the next 24 months. We have created the infrastructure to nurture the best talent worldwide and our focus on sustainable growth will be inclusive to all those we work with, internally and externally.

We help -
We provide custom strategies for Ambitious Australians to grow through Property and Business. 95% of our business is in the residential mortgage space. We are currently pivoting to increase the percentage of business lending we handle.
Our Culture -
We have a very supportive culture with honesty and accountability rewarded. We have a weekly 20 minute fun online game time that the boss is yet to win, incentive based travel rewards (this year a trip to Queensland for a conference), twice daily meetings to check in on how we are tracking. We support our team growing to be their best selves.


MISSION STATEMENT

Culture
Uphold and drive our culture through making decisions based upon our North Star (Mission statement, purpose) and our corporate values. Help our clients, staff, stakeholders and community grow in ways that support their best self. We calibrate our decision making based upon our purpose. The North Star represents a company's unwavering definition of its purpose, its products, its customers and potential acquirers. Clarity about a company's North Star leads founders and companies toward their goals and helps investors envision the company's future growth.

Sustainability
Our growth supports a sustainable future where the wellbeing of the company is predicated on healthy and balanced work practices.

Professionalism
Our focus on continuous education and training ensures our clients receive relevant and customized solutions in the most time efficient way. Our professionalism is obvious to our clients and ---------- novation and Continuous Improvement
Utilizing the advances in technology and communication with our stakeholders, Key Choice Lending continuously seeks to improve the delivery of our services to ensure excellence in our client experience. Additionally, we utilize the questions we are asked and the client needs we are filling to innovate. Areas including quality, efficiency, speed, uniqueness and flexibility are monitored and improved for best practice. The Japanese term Kaizen epitomizes this. Practically this will be delivered by suggesting one improvement each meeting.

Connection
We treat people as we would like to be treated - Connection between all the stakeholders in our client is vital to the best client outcome. With genuine conversations, mutual respect and transparency, the shared experience is enjoyable for all parties, with your team working together for your best interests. We value the connections we form with our clients and business partners. That connection and trust deepens as we assist our clients to continually grow. Whilst we take our role seriously, being prepared and informed allows us to have some fun along the way.

Honesty and Transparency
The best version of ourselves individually and as a whole is created when we are able to genuinely communicate where we are at and what needs to happen to enable the outcome we are seeking. This outcome can be service, wellbeing, opportunity, project. We individually and collectively share the task at hand and collaboratively find the solution.

Application close 31st July