Loan Processor

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Loan Processor Job summary

Credit Underwriter is responsible for the evaluation of the credit data/information of borrowers to determine their eligibility/ qualification according to set standards or credit parameters and the degree of risk involved in extending credit or lending money; recommends for approval or approves loans applications.

Duties and Responsibilities

• Review and verify the loan application and borrower’s documentation
• Perform detailed credit analysis and conduct risk assessments to determine the degree of risk in extending credit
• Examining loan applications, employment information, payment history and verifying income sources prior to granting or denying of loans.
• Validates documents and other requirements via online or telephone verification
• Ensure that approval falls within the established lending guidelines
• Helps to enhance the quality of business assessment
• Minimizes bad debt risks
• Maintain a positive working relationship with internal departments and external contacts
• Makes recommendations about procedural/policy adjustments
• Creates Reports on pending, rejected and approved loan
• Assist General Manager on credit items, special assignments as the need arises.
• Other tasks that may be assigned from time to time

Qualifications

• Candidate must possess at least Bachelor's/College Degree in any field.
• At least 1 Year(s) of working experience in the related field is required for this position.
• Preferably Less than 1 year experience specialized in Finance - Audit/Taxation or equivalent.
• Keen to details
• Highly motivated
• Good decision maker
• Highly analytical, systematic and organized
• Capability of managing multiple complex processes
• Possesses Good communication and negotiating skills
• Able to work under pressure