Credit Underwriting Supervisor

1. Supervise daily operation of underwriting team, monitor closely on reviewing efficiency and the potential of risk, be sensitive to fraud applications and report to risk-management team on time; keep close communication with risk-management team.
2. Check and verify the application information of borrowers according to the requirements of risk management?Complete telephone verification and social network investigation, and check and analyze the creditworthiness conditions of the borrower strictly following the operation procedure
3. Collect borrowers' additional information to provide necessary basis for credit decision-making and record the content of telephone verification accordingly.
4. From the point of view of risk control, business process, workflow and product, work independently and put forward reasonable suggestions on improvement
5. Assist in perfecting business process, put forward reasonable opinions and avoid operation risks
6. Complete other tasks assigned by supervisors

1. Bachelor degree or above, two years or above working experience in consumer credit product underwriting is preferred
2. Advanced English reading and communication skills, basic Mandarin communication skills preferred. basic EXCEL and WORD operation skills
3. Experience in bank credit cards and personal loan products is preferred, with a good understanding of the basic requirements of local financial supervision and local market,
4. Knowledge of the verification process of all sorts of local documents, such as: ID Card, SSS, TIN, Health ID , Driver's Liscence, Bank Card, Bank Statement etc.
5 . With responsibility, logic thinking, good risk evaluation ability?good sense of service, patience and meticulous working;