Senior Credit Analyst Australia Mortgage Broker

Australian Mortgage Credit Analyst – Ongoing Role

We are looking for an experienced Australian mortgage credit analyst to join our growing mortgage broking business in a paid, ongoing role.

This is not a basic processing or data-entry position. You will play an important role in assessing lending scenarios, comparing lender options and helping shape the right credit strategy before an application is submitted.

What you will do

• Assess borrowing capacity and serviceability across multiple lenders using Quickli
• Compare lender policy, products, pricing and overall suitability
• Recommend the strongest lender options based on each client’s circumstances
• Review first home buyer, PAYG and self-employed scenarios
• Identify servicing issues, policy concerns and potential deal-breakers early
• Review supporting documents and flag anything missing or inconsistent
• Suggest practical ways to strengthen or restructure a deal
• Clearly communicate your findings and recommended next steps

What we are looking for

• Strong hands-on experience using Quickli
• Strong knowledge of Australian residential lending policy
• Experience assessing first home buyer, PAYG and self-employed applications
• Confidence comparing lenders and explaining why one option is more suitable than another
• Excellent written English and clear communication skills
• Strong numerical ability and attention to detail
• A proactive, independent thinker who takes ownership of their work

Experience with BrokerEngine, HubSpot, low-doc lending and a broad range of major banks, second-tier lenders and non-bank lenders would be helpful, but is not essential.

Why join us?

You will work across a wide range of lending scenarios and have genuine input into how each deal is structured.

We are a small, supportive team looking for someone we can build a long-term working relationship with. There will be consistent ongoing work for the right person, and we are prepared to pay well for strong credit knowledge, sound judgement and the ability to complete high-quality assessments independently.

How to apply

Please begin your application with the word “Turnip” so we know you have read the position description carefully.

Please include a brief summary of your Australian mortgage credit assessment experience, your experience using Quickli and the lenders whose policies you know best.

Remuneration will reflect your experience, credit knowledge and ability to independently assess and structure lending scenarios.