Credit Analysis Virtual Assistant (FCRA Compliance & Violations Specialist)

Move Mountains Credit Repair is seeking a detail-oriented Virtual Assistant with experience in credit report analysis and FCRA (Fair Credit Reporting Act) compliance.

This role is responsible for identifying inaccurate, unverifiable, or non-compliant reporting on consumer credit reports and assisting our team in strengthening dispute strategies.

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Key Responsibilities
• Review client credit reports (SmartCredit, IdentityIQ, MyFreeScoreNow, etc.)
• Identify potential FCRA violations and reporting inaccuracies
• Analyze:
• Collections
• Charge-offs
• Late payments
• Inquiries
• Personal information inconsistencies
• Flag:
• Incomplete or inconsistent account data
• Outdated or unverifiable information
• Duplicate accounts
• Reporting discrepancies across bureaus
• Utilize platforms such as Credit Butterfly (or similar tools) to document findings
• Organize and report violations clearly for internal team use
• Follow company SOPs and compliance standards

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Requirements (MANDATORY)
• Strong understanding of credit reports and credit reporting structure
• Knowledge of FCRA laws and consumer rights
• Experience identifying inaccurate or non-compliant reporting
• High attention to detail
• Ability to follow structured processes
• Strong written communication (clear documentation of findings)

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Preferred Experience
• Experience with Credit Repair industry
• Familiarity with tools such as:
• SmartCredit
• IdentityIQ
• MyFreeScoreNow
• Credit Karma (basic understanding)
• Experience using Credit Butterfly or similar dispute tools

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Compensation
• Starting at $2.00/hour (part-time)
• Performance-based bonuses available for high-quality work
• Opportunity for long-term growth within the company

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Performance Expectations
• Accuracy over speed
• Consistent identification of valid violations
• Ability to follow instructions and improve over time
• Clear and organized reporting

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Important Notes
• This is a detail-heavy role — mistakes can impact results
• Training will be provided, but basic credit knowledge is required
• Must be reliable and able to meet deadlines

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???? What We’re Looking For

We are looking for someone who:
• Pays attention to small details
• Can think critically when reviewing data
• Is coachable and consistent
• Takes ownership of their work

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“Precision creates results. Details matter.”