Senior Loan Underwriter (Business Finance)

At Ezy Pzy Finance, we connect Australian business owners with the right lenders—fast. We’re growing rapidly, and we’re now hiring a highly experienced Loan Underwriter to strengthen our credit decisioning and processes.

This is not an entry-level admin role. We’re looking for someone who has worked in underwriting at a bank, lender, or financial institution, and who can bring expertise to our team from day one. You’ll play a key role in evaluating business loan applications, matching clients to lenders, and improving our underwriting processes.

What You’ll Do

-Review business loan applications, including bank statements, BAS, and financials, to assess serviceability and risk.
-Match clients to suitable lenders using credit policies, risk factors, and eligibility criteria.
-Identify red flags such as dishonours, defaults, or poor cashflow patterns.
-Advise our team on improving underwriting workflow and documentation.
-Liaise with lenders and our internal team to ensure high approval rates.
-Maintain accurate records and underwriting notes in our CRM.
-Provide underwriting insights that help refine our client qualification system.
-Provide some general admin support as required.

What We’re Looking For:

-Minimum 3 years underwriting experience at a bank, lender, or financial institution.
-Strong knowledge of financial documents (bank statements, tax returns, BAS, credit reports).
-Understanding of how lenders assess interest rates, loan size, and approval risk.
-Experience with business loans, lines of credit, and term loans.
-Ability to make sound credit decisions and justify them clearly.
-Strong attention to detail (zero tolerance for sloppy work).
-Reliable, professional work ethic (this is a full-time, distraction-free role).
-Fluent written and spoken English (C1/C2).

Work Hours

-Monday – Friday, 8:30 AM – 6:30 PM (Sydney Time)
-Paid 1-hour break

What We Offer

-Competitive base salary ($ ---------- USD p/month depending on experience)
-Attractive weekly performance bonuses - tied to business results.
-Long-term stability (we want someone to grow with us).
-Extra pay for health insurance after probation.
-Paid annual leave.

How to Apply

To be considered, you must submit all of the following:

1. Summary of your underwriting experience (include company names & years).

2. Example of loans you’ve underwritten (industries, deal sizes, challenges).

3. A voice recording (via Vocaroo) showing your English communication skills.

4. Updated resume.

5. Proof of internet speed + backup power/internet plan.

6. Screenshot of DISC and IQ tests (from onlinejobs.ph/testcontent).

Applications without underwriting experience in a financial institution will not be considered.

If you're selected, we'll send you the next steps of how you can secure an interview to proceed to the next stage of our hiring process.