Credit & Funding Specialist

? Required Knowledge & Skills

A qualified VA must be proficient in:

Credit Dispute Procedures – Effective methods for disputing credit report issues.

Report Handling – Accurate submission and completion of credit reports.

CPBF Method – Familiarity with Credit Profile Blocking & Freezing.

TransUnion Sweep Method – Knowledge of how to perform TransUnion disputes.

DisputeFox Software – Proficiency in using DisputeFox for automation and tracking.

FCRA & SCA Laws – Understanding of Fair Credit Reporting Act and Secure Credit Act regulations.

Credit Freeze Method – Ability to freeze secondary bureaus before disputing.

CFPB Claims – Ability to file claims with the Consumer Financial Protection Bureau.

Tracking & Follow-Up – Keeping track of disputes and following up on progress.

Lender & Partner Communication – Maintain contact with lenders and processors to support client funding success.



???? Additional Responsibilities

To maintain professionalism and efficiency, the VA should:

Client Progress Tracking – Document dispute outcomes before and after.

Consistent Follow-Ups – Check in with clients every 15 to 30 days.

Professionalism & Efficiency – Complete tasks on time and accurately to deliver high-quality service.