Mortgage Broker Assistant

Loan Writer / Credit Analyst / Para Broker

Full-Time Remote Loan Writer / Credit Analyst / Para Broker with at least 3 years’ experience working for Australian Mortgage Broking Firm(s) or Australian Bank(s)

If you have hands-on experience in
1. Researching banks’ policies and product options
2. Review client documents (bank statements, payslips, ID, credit reports, etc.)
3. Complete lender servicing based on bank’s policies - MANDATORY
4. Preparing loan submission on Broker Engine and Apply Online
5. Customer loan reviews

You will be an expert in doing the following:
• Following up on missing documents or flagging discrepancies
• Reviewing client documents (bank statements, payslips, ID, credit reports, etc.)
• Research on lenders’ policy
• Complete lender servicing calculators based on bank’s policy - IMPORTANT
• Propose 3 lenders with its borrowing capacity on each of these proposed lenders along with the negotiated interest rate.
• Organise pricing requests and valuations
• Preparing clean, accurate loan application packs for submission aiming for one touch approval - IMPORTANT
• Annual customer loan reviews
• During quiet period, you will help with social media posting, writing blogs and lead generation.

Are you?
• Minimum 3+ years of experience as a broker analyst with Australian Mortgage Broking firm or as a Credit Assessor with an Australian Bank - Mandatory
• Previous Credit Assessment experience is desirable but not mandatory
• Strong understanding of income types, and credit policies
• Meticulous! Highly detail-oriented with strong analytical skills
• Proficient in English with excellent written and verbal communication
• Comfortable working in Excel, Apply Online, Flex and Broker Engine

Work Setup
• Full-time remote role (40 hours/week)
• Flexibility to overlap with time as advised.
• Must have your own laptop/PC, Monitor, Strong internet connection, and quiet workspace with no interruptions of family

Long-Term Role
• Long-term & stable employment with ongoing training with the Principal Mortgage Broker and career development. This is not a short-term hire. Please don't apply if you are looking for a short-term employment.

To be considered for this role:
• A short intro about your experience in lending or credit in Australia
• Availability to start.
• AU Mortgage Broking Firm/ AU Mortgage Broker/ AU Bank or Lenders you’ve worked with.
• Complete a Test (required before progressing to a Face-to-Face interview).