Mortgage Sales Position

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TYPE OF WORK

Full Time

WAGE / SALARY

15000-25000 and commision

HOURS PER WEEK

40

DATE UPDATED

Feb 18, 2024

JOB OVERVIEW

Responsibilities:

Interview borrowers to assist with identifying the loan product that meets their budget and needs.
Gather information and documentation for the loan and submit the application to the mortgage company that you feel has the best rate/term for your client.
Evaluate loan applications and documentation by confirming credit worthiness.
Identify the best loan options to meet the customers’ needs, present to customers, and close loans.
Secure interest rate lock-ins for customers in a timely manner.
Utilize a mortgage lending system to input information, qualify loans, and obtain pre-approval.
Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements.
Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates.
Ability to read, analyze and interpret financial report and / or legal documents.
Constantly build and replace prospects in your sales pipeline. Network with centers of influence, current clients, past prospects, realtors, insurance agents, and business owners to cultivate referrals for mortgage loans.
Provide all required loan disclosures and notices with customers.
Organize and attend loan closings with clients, title companies, and realtors.
Follow-up with prospects and customers via text, calls, and emails.
Deliver exceptional customer service to clients.

SKILL REQUIREMENT
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