Ricky

EXPERT DEDT COLLECTOR PARALEGAL, CREDIT ANALYST & MORTGAGES

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Overview

Looking for full-time work (8 hours/day)

at $5.00/hour ($880.00/month)

Bachelors degree

Last Active

April 22nd, 2024 (yesterday)

Member Since

November 5th, 2018

Profile Description

“Versatile, friendly, proactive, goal oriented, team leader, honest, diligent, God fearing, Out-of-the-Box-Thinking-Analytical Mindset, & result-driven to boost sales, collection and income”

MORE THAN 20 YEARS EXPERTISE & SUCCESSFUL WORKING EXPERIENCES IN THE FOLLOWING FIELDS:

1). LENDING FIRM / CREDIT COMPANY OFFICE MANAGER and CORPORATE PRESIDENT OF A REAL ESTATE COMPANY (sister company) BUSINESS OPERATIONS & MANAGEMENT FOR 19 YEARS.

2). LOANS/CREDIT ANALYST, CONTROLLER UNDERWRITER & INVESTIGATOR.

3). REAL ESTATE & CHATTEL MORTGAGE EXAMINER, APPRAISER, REGISTRATION PROCESSOR TO GOVERNMENT AGENCIES.

4). REAL ESTATE & CHATTEL MORTGAGE FORECLOSURE/FORFEITURE, REPOSSESSION & RECOVERY OF UNPAID MORTGAGES.

5). DEBT COLLECTION ACCOUNT MANAGER, LEGAL RESEARCHER & PARALEGAL OFFICER

6). ENGLISH LANGUAGE WRITER FOR ACADEMIC ESSAYS, THESIS & RESEARCH PAPERS FOR HIGH SCHOOL & COLLEGE STUDENTS.

7). ENGLISH LANGUAGE WRITER FOR REAL ESTATE WEBSITE INFORMATION, SALES, LEASING, BENEFITS & BUSINESS ARTICLE WRITER.

8). WITH DIRECT CONTACTS TO JUDICIAL COURT PERSONNEL, WARRANT & POLICE OFFICERS, SHERIFFS/BAILIFFS & LAWYERS/SOLICITORS.

9). ABLE TO COLLECT UNSECURED OR UNCOLLATERALIZED LOANS AND CONSEQUENTLY TRANSFER THE REGISTRATION OF DEBTOR'S OWNERSHIP OF REAL ESTATE PROPERTIES & VEHICLES, ETC. AS FINAL DEBT SETTLEMENT OR PAYMENT TO CREDITORS' NAME EVEN WITHOUT THE LODGMENT OR FILING OF DEBT COLLECTION COMPLAINTS TO THE JUDICIAL COURTS.

10). FIELD ACCOUNTING & AUDITING JOBS TO VERIFY & CONFIRM DEBTOR'S CASH PAYMENTS & ELECTRONIC REMITTANCES.

11). EXPERT SKIP TRACER OF MISSING DEBTORS.

12). EXPERT SEARCHER OF NON-PAYING DEBTOR'S REAL ESTATE PROPERTIES, VEHICLES, OWNERSHIPS OF CORPORATE & PERSONAL CERTIFICATE OF STOCKS, INDUSTRIAL/COMMERCIAL MACHINIRIES WHICH WILL BE LEVIED OR GARNISHED THROUGH THE SHERIFF/BAILIFFS FOR DEBTOR'S FINAL PAYMENT SETTLEMENT

_________________________________________________________________________________________

The following are my CAREER PROGRESSION and work expertise:

A). ONLINE OR REMOTE WORK FROM HOME JOB:

     1). Debt Collection Account Manager & Paralegal staff/officer at             
          Upper Class Collection Agency based in Perth, Australia from January 2022 to                March 2023

     2). Daily Debt Collection inbound & outbound calls through landline, mobile     
           phone, Viber & all available audio/videoconferencing apps, etc. 

     3). Drafting/sending through e-mail, government postal and private couriers for 
          our company's Reminder Letters, Demand Letters, Payment Arrangement 
          Proposals, Compromise Agreements.

      4). Issued Legal Quotations to clients for the lodgment or filing of their Debt                       Collection Complaints to the court.

      5). Preparation/processing of all documentary evidence to support our Debt                       Collection Complaints & lodged them to the Small Claims Court or to civil &                   criminal courts.

      6). Skip tracing of missing debtors through government & private sources

      7). Searching of the debtor's/defendants' government registered business name 
           & addresses, ownerships of corporate & personal/private real estate 
           properties, vehicles, corporate certificate of stocks, industrial/commercial 
           machineries, equipment, tools, etc. which will be subjected to the Court 
           Sheriff's/Bailiff's levy and/or garnishments for final payment settlement to the 
           creditors or complainants

      8). Acted as our clients'/creditors' business CREDIT ACCOMMODATIONS  
          CONTROLLER and ANALYST & BUSINESS LAW OBLIGATIONS & CONTRACTS                    LEGAL CONSULTANT 


B). Upgrade to see actual info products and data research Data entry using Excel and Google spreadsheets.

C). Expert English writer for Academic essays, thesis, research papers, different         articles in different subjects and writing styles


D). Agan Lending Firm/Phildo Credit Corporation:

      1). 19 years Actual or In-person business operations and Management, 
            Loans/Credit Analyst, Controller, Underwriter, examiner & evaluator

       2). Skip Tracing of missing debtors using several government & private offices                    records

        3). Debt Collection Paralegal - from the drafting of civil and criminal collection                    complaints, Motions, Petitions, Pre-Trial and Trial Briefs; Demand Letters,                      Compromise Agreements, Payment Arrangements, Real Estate & Chattel                        Mortgages, Deed of Absolute or Conditional Sale, Sales Contracts or 
            Agreements; In-person Lodgment or filing of Debt Collection Complaints to 
            the Small Claims Court, regular Civil or Criminal Courts; Court hearing 
            appearance to represent our company even without the assistance of a 
            lawyer; 

       4). Real Estate & Chattel Mortgages EVALUATOR/EXAMINER/APPRAISER & 
             MORTGAGE PROCESSOR of registration to concerned government agencies.

       5). Foreclosure/forfeiture, Repossession & Recovery of the debtor’s SECURED &                  UNSECURED loans of any WRITTEN &/or EVEN VERBAL Credit 
            Accommodations, Contracts, Agreements or based on issued Sales, Invoices, 
            Delivery Receipts, Affidavits & Witnesses' Testimonies & Sworn Statements, 
            etc.

        6). Searching of Debtors’ Registered & Unregistered personal or corporate Real                  Estate Properties, vehicles; bank deposits, Corporate Certificate of Stocks;                      commercial/industrial machineries, equipment, tools.

        7). Sales, Marketing & Advertising for financial and debt collection business 
              agency services - both hybrid in-person and virtual.

        8). Having Direct connections to court Judges, Sheriffs (Bailiffs), Police Warrant                    Officers and Court Personnel.

        9). Skilled to collect unsecured or uncollateralized loans and transfer the 
              registration of debtor’s ownerships of real estate properties & vehicles, etc. 
              as final debt settlement or payment to creditors even without filing                                  debt collection complaints to the court.


E). LeoPhil Real Estate Management Corporation:

         1). Actual Business operations and management as Corporate President of 
              LeoPhil Realty Corporation

         2). Drafting of Real Estate and Chattel Mortgages, Real Estate Mortgage 
              reviewer, examiner/evaluator/appraiser & processor

         3). Rentals/Leases Documentations, registrations of Liens, Encumbrances

         4). Human Resources Management

         5). Sales and Marketing advertisements & proposals

         6). Rental/Lease Collections, Building Cleaning and Maintenance

         7). Data entry using Excel and Google spreadsheets.

         8). Accounting & Auditing


F). Mazda Cars - Cagayan de Oro City branch Service Manager
    - Selling of Brand-new cars and repair shop management and marketing


G). Dar Al Budoor Properties, Dubai, United Arab Emirates
      
    1). Assistant Office Manager and Sales and marketing of all properties
    
    2). Assigned as the only contact person for the description, location, amenities of              all vacant building and managing inquiries of sales and marketing (BUY, SELL &            RENT) of all properties owned by the company particularly located at the 
          Palm Jumeirah Islands & all other locations in the United Arab Emirates (UAE)
     
    3). Property buy, sell and rental market prices research from the RERA or                             Real Estate Regulatory Agency and at other prominent landowners &                               developers through their websites and at different newspaper companies like               Gulf News and Khaleej Times, etc. and to make a daily report forwarded to                     the company owners for the basis of all rental and selling prices;
     
    4). Preparation of Lease Contracts and Deed of Absolute Sale.
    
    5). Monitoring of all on-going construction projects, Controlling of all building                     drawing Blueprints.
     
    6). Company website content writer, Office receptionist and Customer Service

Top Skills

Customer Support » Sales Support

Office and Administration » Translation

Marketing » Social Media Management » Social Media Marketing

Marketing » Direct Mail Marketing

Other Skills

Marketing » Email Marketing

Marketing » Affiliate Marketing

Marketing » Social Media Management » Facebook marketing

Marketing » Social Media Management » Instagram marketing

Human Resources » Payroll

Real Estate » Lead Generation

Office and Administration » Microsoft Excel

Customer Support » Phone Support » English Speaking

Marketing » Classified Ads Marketing

Marketing » Mobile Marketing

Accounting » Investment Accounting » Investment Research

Basic Information

Age
59
Gender
Male
Website
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Address
Cagayan de Oro City, Misamis Oriental
Tests Taken
None
Uploaded ID
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